Taxi and Cab Insurance for Owners and Drivers
A passenger-carrying policy built for yellow-plate taxis, cabs and app-based cars. Drive with peace of mind.
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- Simple advice in plain words
- Help with renewals and claims
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Overview
About taxi & cab insurance
Taxis and cabs run for long hours and carry passengers. That means more risk and more responsibility. A taxi needs a passenger-carrying commercial policy, not a private car policy.
We help taxi owners and fleet operators get a policy that fits the permit, the seats and the way the vehicle is used.
What is covered
- Damage to the taxi from accident, fire and theft
- Natural calamities and man-made events
- Third-party liability, including passengers as per policy
- Personal accident cover for the owner-driver
- Legal liability to paid driver (where offered)
What is not covered
- Wear and tear and mechanical breakdown
- Driving without a valid badge or licence
- Carrying more passengers than allowed
- Use outside the permit area (check policy)
- Damage when the policy has expired
Good to know
Tips for taxi owners
- Choose the right seating capacity on the policy.
- Keep permit, fitness and driver badge up to date.
- Report an accident to the insurer at once.
- Ask about add-ons like roadside help to avoid long downtime.
How we help
Simple steps to get covered
Share your details
Fill the short form with your name, mobile number and vehicle type. It takes about a minute.
Get your options
We call you, ask a few simple questions and explain the plans that fit your vehicle and budget.
Choose and stay covered
Pick the plan you like. We help with the papers, and with renewals and claims later.
Related guides
Read more before you decide
Taxi and Cab Insurance: A Simple Guide for Drivers and Owners
Taxi insurance is compulsory for cabs used for hire. Learn what it covers, what it does not and how to choose a policy. Get a taxi insurance quote today.
Read guideCommercial Vehicle Insurance: Types, Cover and Who Needs It
Commercial vehicle insurance covers taxis, trucks, autos, buses and more. Learn the types, what is covered and who needs it. Get a quote from Insurance Kro.
Read guidePassenger Carrying Vehicle Insurance for Buses and Vans
Passenger carrying vehicle insurance covers buses, vans and other vehicles that carry people. Learn what it covers and how to choose. Get a quote today.
Read guideFleet Insurance: Benefits of One Policy for Many Vehicles
Fleet insurance covers many vehicles under one policy for easier renewal and admin. Learn the benefits and who needs it. Get a fleet quote today.
Read guideFAQs
Questions about taxi & cab insurance
Can I use my private car as a taxi with a private policy?
No. Using a private car for hire needs a commercial passenger-carrying policy. A claim can be rejected otherwise.
Does the policy cover my passengers?
Third-party liability and passenger cover depend on the policy. We explain the cover before you buy.
Do app cab owners need special insurance?
They need a policy that matches commercial use. Tell us how the car is used and we will guide you.
Can I insure many cabs together?
Yes. A fleet policy is possible and makes renewals easier.
Ready to protect your vehicle?
Share your details. We will call you with clear options and honest advice.